Car Finance are here to help you when using credit to buy a new or used car. We have put together a guide containing information about the pros and cons of buying a new car or used car, running costs, finance tips and payment options. Use our car finance loan calculator to calculate your loan repayments to see if they suit your budget before you apply. 

Alternatively check our top 10 listings of the UK's leading Car Finance providers.

Many people view cars as simply a way to get from A to B. Buying a new or second hand car should be fun and pleasant. It is an opportunity to pick a car which defines what you need, the way you drive and your lifestyle. When you are buying a new car it is easy to be dazzled by the sales person, the metallic paintwork, or a V6 engine.

You should never let your emotions get the better of you, try and make a logical decision, remembering the most important thing - what you really need.

Before thinking about the style of car you want, make sure you have a clear picture of the amount of space you need, whether you need a 5-door, or whether 3 will do, and whether you are looking for a petrol or diesel engine.

Remember that after your house, your car will be the most expensive item you own, and that running costs such as petrol and insurance can add up to make motoring very expensive. Always think in terms of the full costs of keeping your car on the road, not just the car which looks nicest in the showroom.

Loan Provider Features   uCan Car Credit uCan Car Credit look at your ability to pay now and in the future, not your past credit history. So if you have been refused credit to buy a car elsewhere, you can now with uCan, who supply both the car and the car finance.  Firstplus First Plus Homeowner loan - borrow between £5,000 to £100,000 at an extra low interest rate of 7.9% apr variable. Online decision in minutes  Welcome Car Finance Poor or no credit history, CCJ's, self employed, mortgage arrears or refused credit. Welcome Car Finance can approve you for car finance and tailor a deal to your needs.  Approved Car Finance Secured car loan for homeowners and tenants. Approved supply the car and the finance.